Pricing
Two bills, and
we only send one.
Almost every acceptance product blurs this. We will not, because the distinction is also what keeps TapProof outside payment-aggregator licensing — and you should understand it before you sign anything.
How it splits
Who charges you for what
The transaction rate
The bank or payment aggregator that onboards you sets your merchant discount rate and settles your money. That rate is theirs to quote — it depends on your category, your card mix and your volume, and it is negotiated with them, not with us.
Debit card rates are capped by regulation for smaller merchants. Credit card rates are not capped and are negotiated. UPI and RuPay debit remain zero-MDR for most merchants. Any acquirer quoting you otherwise is worth a second opinion.
The software
We charge for the technology: the app or SDK, device enrolment and attestation, the evidence stream, and support. Quoted per device and per month against your fleet size, invoiced in arrears.
We do not take a share of your transaction, and we do not deduct anything before your money reaches you — we could not, because your settlement never passes through us.
Why it splits
One rate, one licence fee, two senders
Your acquiring partner charges you for moving money. We charge you for software. Blurring those two is how merchants end up unable to tell what they are actually paying for.
It is also the distinction that keeps TapProof outside payment-aggregator licensing — we could not take a share of your transaction even if we wanted to, because your settlement never passes through us.
One beam in, two bills out
The arithmetic
What a fleet costs in hardware alone
Move the sliders to your own numbers. This models only the hardware side — the part you already have quotes for.
Terminal hardware, per year
₹1,54,500
- Rental · 25 × ₹500 × 12₹1,50,000
- Redeploy & recover · 5 moves₹4,500
On TapProof
₹0
Of hardware. The phones are already in your people’s pockets. Your acquirer’s transaction rate and our per-device software fee are separate, quoted to you in writing, and deliberately not guessed at here.
What goes away
Most of what makes acceptance expensive is not the rate
It is the hardware around it — purchase, rental, shipping, repair, recovery, and the pool of spares nobody budgets for.
What is not on the bill
The costs a terminal brings that this does not
Most of what makes card acceptance expensive for a distributed workforce is hardware logistics, not the rate.
Straight answer
Why there is no number on this page
Because we would be quoting someone else's rate.
Your rate is set by your acquirer
Our fee depends on fleet size
